FACTS |
WHAT
DOES HADDON SAVINGS BANK
DO WITH YOUR PERSONAL INFORMATION |
Why?
|
Financial companies choose how they share your persona!
information. Federal law gives consumers the right to limit some
but not all sharing. Federal law also requires us to tell you how
we collect, share. and protect your personal information. Please
read this notice carefully to understand what we do.
|
What?
|
The types of personal information we collect and share
depend on the product or service you i have with us. This information
can include:
- Social Security
number and income
- Account balances
and payment history
- Credit history
and transaction history
When you are no longer our customer, we continue to share your
information as described in this notice.
|
How?
|
All
financial companies need to share customers' personal information
to run their everyday business.
In the section below, we list the reasons financial companies can
share their customers' personal information; the reasons Haddon
Savings Bank chooses to share; and whether you can limit this sharing.
|
Reasons
we can share your information
|
Does
HSB
Share?
|
Can
you
limit this
sharing?
|
For
our everyday business purposes –
such as to process your transactions, maintain your account(s),
respond to court orders and legal investigations, or to report
to credit bureaus.
|
Yes |
No |
For
our marketing purposes –
to offer our products and services to you
|
Yes |
No |
For
joint marketing with other financial companies
|
No |
We
don't share |
For
our affiliates' everyday business purposes–
Information about your transactions and experiences
|
No |
We
don't share |
For
our affiliates' everyday business purposes–
Information
about your creditworthiness
|
No |
We
don't share |
For
non affiliates to market to you
|
No |
We
don't share |
Who we are
|
Who is providing this notice?
|
Haddon
Savings Bank |
What we do
|
| How does
Haddon Savings Bank protect my personal information? |
To protect your
personal information from unauthorized access and use, we use security
measures that comply with federal law. These measures include computer
safeguards and secured files and buildings.
|
| How does
Haddon Savings Bank collect my personal information? |
We collect your
personal information, for example, when you
- open an account
or make deposits or withdrawals
- pay your bills or apply for a loan
- debit cards
We also collect information from others, such as credit bureaus
or other companies.
|
| Why can't
I limit sharing? |
Federal law gives
you the right to limit only
- sharing for
affiliates' everyday business purposes – information
about your creditworthiness
- affiliates from using your information to market to you
- sharing for
non affiliates to market to you
State laws and individual companies may give you additional rights
to limit sharing. |
Definitions
|
| Affiliates |
Companies
related by common ownership or control. They can be financial
and non financial
companies.
- Haddon
Savings Bank has no affiliates
|
| Non affiliates |
Companies
not related by common ownership or control. They can be financial
and
non financial companies.
- Haddon Savings
Bank has no affiliates
|
| Joint
Marketing |
A formal agreement
between nonaffiliated financial companies that together market
financial products or services to you.
- Haddon
Savings Bank does not jointly market
|