Home Equity Loan Rates
2/16/2012 - 2/22/2012

Home Equity Line of Credit Adjustable Monthly
National cost of funds + 2.25%. Currently: 3.41%% APR*
9.41% maximum APR*

*APR=Annual Percentage Rate

Homeowners' insurance required
Subject to credit approval
Rate varies monthly
Line of credit granted for 15-year period

HOME EQUITY LOAN RULES:
Owner-occupied residential properties.
Loans up to 80% of the property value (less first mortgage).
Loan amounts limited to $200,000.00 fixed rate and
$175,000.000 line of credit.
Minimum loan amount $5,000.00.

HOME EQUITY LOAN COSTS:
Property insurance required.
No application fee.

If disbursement is used to pay off a mortgage,
the cost of delivery will be charged: $10.00 to $20.00.

For fixed-rate home equity loans, interest from date of
disbursement to the end of the month is due at settlement.

Rates may change at any time.

All loans subject to credit approval.

Download application forms.

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